My Affordable Real Estate

Henry Clay Frick’s magnificent private art gallery has been open to the public for 75 years.

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Fannie Mae said it will tighten underwriting on adjustable-rate mortgages and “interest-only” loans that helped fuel the housing bubble.

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The ocean panoramas available to buyers in Brighton Beach constitute the single most important reason people give for never moving out.Brighton Beach comes complete with sand, boardwalk, ocean views — and real estate affordable to the less-than-rich.

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As home equity shrinks, refinancing may not be a viable option for many homeowners.

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An 1890 cottage on Long Beach Island is known as the “Madame Butterfly” house.To entice buyers, brokers are marketing the rich history of grand old houses.

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Kevin McDowell’s art informs the Amalgamated co-op he shares with Maria Moreno and their daughter, Theresa.Maria Moreno signed a waiting list for an apartment in a moderate-income co-op. By the time her name came up, she was married and had a baby. Perfect timing.

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505 Greenwich Street in SoHo is five years old, and sales are stronger there than at some of its newer neighbors, brokers say.Many buyers have 3- to 5-year-old condos in their sights. They figure that a young building is still shiny, but free of start-up problems. And financing is easier.

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Alberta Blasewitz at home in Yonkers, receives a visit from a neighbor, Catherine Reid. In Westchester, retiring without moving, or aging in place, is a trend that is gathering steam. Groups are organizing to help elderly people stay in beloved towns.

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Patrick and Luana McGunnigle opted for broker-only open houses at their French Normandy house. A dozen agents showed up for sandwiches and a tour in March.With a glut of high-end homes for sale, attracting brokers to open houses is a challenge.

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The Irish-born actor is paying $3.36 million for a two-bedroom condo at 211 Elizabeth Street.

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